As HMDA reporting season intensifies scrutiny, community banks are turning to automation to strengthen data integrity, reduce ...

The CFPB has issued a final rule amending Regulation C, its Home Mortgage Disclosure Act regulation. The changes, which, in part, implement the Dodd-Frank Act’s amendments to HMDA, expand the scope of ...

You want the good news or the bad news on HMDA? Let’s go with the good news: After collecting expanded data on borrowers under the Home Mortgage Disclosure Act rule changes, lenders are going to have ...

Polygon Research launches first interactive affordability index built entirely on actual mortgage transactions ...

Businesses owned by people of color are one of the fastest-growing sectors in the country right now. The number of minority business enterprises (MBEs) increased by 38% from 2007 to 2012, while the ...

WASHINGTON — The Consumer Financial Protection Bureau on Thursday proposed a series of clarifications to its 2015 Home Mortgage Disclosure Act rule, which many in the mortgage industry have said is ...

Data collected from lenders under the mandate of the Home Mortgage Disclosure Act (HMDA) is due to be released later this month but CoreLogic is advancing its own estimate of the headline data, the ...

MISMO, the Mortgage Industry Standards Maintenance Organization, has released a set of products to help companies implement the new Consumer Financial Protection Bureau (CFPB) Home Mortgage Disclosure ...

ACES Risk Management (ARMCO) has announced that it has added questionnaires related to the Home Mortgage Disclosure Act (HMDA) to the ACES Intelligent Questionnaire (ACES IQ) functionality contained ...

On June 23, 2020, the CFPB published a new interpretive rule (the “Interpretive Rule”) to update the Home Mortgage Disclosure Act (HMDA) data fields that are used to identify “underserved” areas.